BetterSaver Terms & Conditions
1. Terms and Conditions
BetterSaver Limited maintains this website (bettersaver.co.nz)
and all its associated microsites. This document sets out the terms and
conditions that govern the use of this website. By accessing the
website, you agree to these Terms. If you do not agree with these Terms
you must not use the website.
This website is suitable for New
Zealand audiences only. To the extent permitted by law we hold the right
to change these Terms at any time. Please check these Terms regularly.
Our KiwiSaver advice service is governed by separate terms and conditions (available here https://bettersaver.co.nz/disclosure/).
These Terms also apply to that service when accessed through our
website, except to the extent that these Terms are inconsistent with
those terms and conditions.
License to use website
otherwise stated, BetterSaver Limited and/or its licensors own the
intellectual property rights in the website and material on the website.
Subject to the license below, all these intellectual property rights
are reserved. You may view, download for caching purposes only, and
print pages from the website for your own personal use, subject to the
restrictions set out below and elsewhere in these terms and conditions.
You must not:
- republish material from this website (including republication on another website);
- sell, rent or sub-license material from the website;
any material from the website in public; reproduce, duplicate, copy or
otherwise exploit material on this website for a commercial purpose;
- edit or otherwise modify any material on the website; or
- redistribute material from this website except for content specifically and expressly made available for redistribution.
Where content is specifically made available for redistribution, it may only be redistributed within your organisation.
must not use this website in any way that causes, or may cause, damage
to the website or impairment of the availability or accessibility of the
website; or in any way which is unlawful, illegal, fraudulent or
harmful, or in connection with any unlawful, illegal, fraudulent or
harmful purpose or activity. You must not use this website to copy,
store, host, transmit, send, use, publish or distribute any material
which consists of (or is linked to) any spyware, computer virus, Trojan
horse, worm, keystroke logger, rootkit or other malicious computer
software. You must not conduct any systematic or automated data
collection activities (including without limitation scraping, data
mining, data extraction and data harvesting) on or in relation to this
website without BetterSaver Limited’s express written consent. You must
not use this website to transmit or send unsolicited commercial
communications. You must not use this website for any purposes related
to marketing without BetterSaver Limited’s express written consent.
articles on bettersaver.co.nz are financial advice and should not be
relied upon in making an investment decision. We recommend that you seek
professional financial advice which takes into account your personal
circumstances before making an investment decision, including (for
advice on KiwiSaver) through our KiwiSaver advice service.
cannot guarantee that any information displayed on our website is the
latest or up-to-date. We always try our best to keep them up to date but
there may be times when the information is out of date. If you see any
information that is out-of-date, please let us know at [email protected].
these terms and conditions, “your user content” means material
(including without limitation text, images, audio material, video
material and audio-visual material) that you submit to this website, for
whatever purpose. You grant to BetterSaver Limited a worldwide,
irrevocable, non-exclusive, royalty-free license to use, reproduce,
adapt, publish, translate and distribute your user content in any
existing or future media. You also grant to BetterSaver Limited the
right to sub-license these rights, and the right to bring an action for
infringement of these rights. Your user content must not be illegal or
unlawful, must not infringe any third party’s legal rights, and must not
be capable of giving rise to legal action whether against you or
BetterSaver Limited or a third party (in each case under any applicable
law). You must not submit any user content to the website that is or has
ever been the subject of any threatened or actual legal proceedings or
other similar complaint. BetterSaver Limited reserves the right to edit
or remove any material submitted to this website, or stored on
BetterSaver Limited’s servers, or hosted or published upon this website.
Notwithstanding BetterSaver Limited’s rights under these terms and
conditions in relation to user content, BetterSaver Limited does not
undertake to monitor the submission of such content to, or the
publication of such content on, this website. No warranties This website
is provided “as is” without any representations or warranties, express
or implied. BetterSaver Limited makes no representations or warranties
in relation to this website or the information and materials provided on
this website. Without prejudice to the generality of the foregoing
paragraph, BetterSaver Limited does not warrant that this website will
be constantly available, or available at all; or the information on this
website is complete, true, accurate or non-misleading.
this website constitutes, or is meant to constitute, advice of any
kind. If you require advice in relation to any financial matter you
should consult an appropriate professional.
Limitations of liability
Limited will not be liable to you and excludes its liability to the
extent permitted by law (whether under the law of contact, the law of
torts or otherwise) in relation to the contents of, or use of, or
otherwise in connection with, this website: to the extent that the
website is provided free-of-charge, for any direct loss for any
indirect, special or consequential loss; or for any business losses,
loss of revenue, income, profits or anticipated savings, loss of
contracts or business relationships, loss of reputation or goodwill, or
loss or corruption of information or data. These limitations of
liability apply even if BetterSaver Limited has been expressly advised
of the potential loss.