Terms & conditions - BetterSaver
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BetterSaver Terms & Conditions

1. Terms and Conditions

BetterSaver Limited maintains this website (bettersaver.co.nz) and all its associated microsites. This document sets out the terms and conditions that govern the use of this website. By accessing the website, you agree to these Terms. If you do not agree with these Terms you must not use the website.

This website is suitable for New Zealand audiences only. To the extent permitted by law we hold the right to change these Terms at any time. Please check these Terms regularly.

Our KiwiSaver advice service is governed by separate terms and conditions (available here https://bettersaver.co.nz/disclosure/). These Terms also apply to that service when accessed through our website, except to the extent that these Terms are inconsistent with those terms and conditions.

License to use website

Unless otherwise stated, BetterSaver Limited and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved. You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions. You must not:

  • republish material from this website (including republication on another website);
  • sell, rent or sub-license material from the website;
  • show any material from the website in public; reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
  • edit or otherwise modify any material on the website; or
  • redistribute material from this website except for content specifically and expressly made available for redistribution.

Where content is specifically made available for redistribution, it may only be redistributed within your organisation.

Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software. You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without BetterSaver Limited’s express written consent. You must not use this website to transmit or send unsolicited commercial communications. You must not use this website for any purposes related to marketing without BetterSaver Limited’s express written consent.

No articles on bettersaver.co.nz are financial advice and should not be relied upon in making an investment decision. We recommend that you seek professional financial advice which takes into account your personal circumstances before making an investment decision, including (for advice on KiwiSaver) through our KiwiSaver advice service.

We cannot guarantee that any information displayed on our website is the latest or up-to-date. We always try our best to keep them up to date but there may be times when the information is out of date. If you see any information that is out-of-date, please let us know at [email protected].

User content

In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose. You grant to BetterSaver Limited a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to BetterSaver Limited the right to sub-license these rights, and the right to bring an action for infringement of these rights. Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or BetterSaver Limited or a third party (in each case under any applicable law). You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint. BetterSaver Limited reserves the right to edit or remove any material submitted to this website, or stored on BetterSaver Limited’s servers, or hosted or published upon this website. Notwithstanding BetterSaver Limited’s rights under these terms and conditions in relation to user content, BetterSaver Limited does not undertake to monitor the submission of such content to, or the publication of such content on, this website. No warranties This website is provided “as is” without any representations or warranties, express or implied. BetterSaver Limited makes no representations or warranties in relation to this website or the information and materials provided on this website. Without prejudice to the generality of the foregoing paragraph, BetterSaver Limited does not warrant that this website will be constantly available, or available at all; or the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any financial matter you should consult an appropriate professional.

Limitations of liability

BetterSaver Limited will not be liable to you and excludes its liability to the extent permitted by law (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website: to the extent that the website is provided free-of-charge, for any direct loss for any indirect, special or consequential loss; or for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data. These limitations of liability apply even if BetterSaver Limited has been expressly advised of the potential loss.