BetterSaver - We help you find and switch to a better KiwiSaver fund.
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Secure your financial future

Find a better KiwiSaver fund with the help of our free online tools and team of friendly experts.

Find a better fund

As seen on:
Joe Taylor
Joe Taylor, our CEO & founder loves to talk about KiwiSaver.
As seen on:
Joe Taylor
Joe Taylor, our CEO & founder loves to talk about KiwiSaver.

Get better results

Switching your KiwiSaver fund now could make you thousands of dollars better off in ten years, and maybe hundreds of thousands by the time you retire. We analyse over 240 funds to help you find the right fit for you.

Results matter

Being in the right fund can make a colossal difference to your future.

 
Goal
Timeframe
Current balance
Total contributions

Estimated balances at the end of the timeframe

Starting out

Karl knows he needs to get started on his home deposit goal and crank up his contributions over the years...

Goal
First home
Timeframe
10 years
Current balance
$15,000
Total yearly contributions
$48,646

Estimated balances at the end of the timeframe

$79k

In a typical default fund averaging 3.5% returns

$84k

In a typical growth fund averaging 4.5% returns

Partnering up

Mae’s been thinking about building her wealth for the long haul and has met ‘the one’ (nawww). Together they can work towards a better future.

Goal
Retirement
Timeframe
30 years
Current balance
$15,000
Total yearly contributions
$259k

Estimated balances at the end of the timeframe

$462k

In a typical default fund averaging 3.5% returns

$544k

In a typical growth fund averaging 4.5% returns

Moving in

Miri’s recently bought her first home and knows that to retire in it, her KiwiSaver will need rebuilding. But first, champagne!

Goal
Retirement
Timeframe
30 years
Current balance
$1,000
Total yearly contributions
$398k

Estimated balances at the end of the timeframe

$646k

In a typical default fund averaging 3.5% returns

$751k

In a typical growth fund averaging 4.5% returns

Figures indicative only, and are after fees and taxes. Past performance is not a reliable indicator of future performance. Total contributions includes, employee, employer, salary and Government contributions. Read our full disclaimer here.

Find a fund in 5

We analyse over 240 funds so that you don’t have to. Complete our quick online quiz and our algorithm can instantly recommend the ideal fund for you.

We can also make sure your new fund doesn’t finance anything you find dodgy, whether you’re passionate about saving the planet, stopping animal testing or avoiding industries like alcohol and tobacco.

Find a better fund

We‘re here to help

If you'd like to chat to one of our experts, give us a bell on 09 320 1550. We‘re available at these times, except on public holidays:

  • Monday 9am to 5.30pm
  • Tuesday 9am to 8pm
  • Wednesday & Thursday 9am to 5.30pm
  • Friday 9am to 3pm

Why BetterSaver

Only BetterSaver makes it easy to find and switch to the best KiwiSaver for you from over 240 funds. Switch to or open a new fund account through us and you’ll also get:

Personalised financial advice from one of our NZ-based crew from wherever you are.

A constant companion on your savings journey, no matter which provider you’re with.

An annual check-in or full review, plus a heads-up whenever a suitable fund comes along.

About us

$50 in your KiwiSaver fund $50 in your friend's

When you refer them to BetterSaver.

  • Log in and copy your unique referral code.
  • Share your code with your friends, family or any other kiwis.
  • For each person that signs up with your code, we'll put $50 into your KiwiSaver account and $50 into theirs.

Log in to get your code

Refer a friend terms and conditions.

Self-employed? Neglecting your KiwiSaver fund?

Don’t miss out on the annual government contributions you’re entitled to.

  • The government matches everyone’s annual KiwiSaver contributions by 50%, up to a maximum of $521.43 per year.
  • Depositing a total of $1042.86 in your KiwiSaver between July 1 2021 and June 30 2022 will ensure you receive the maximum contribution.

More on ird.govt.nz

Find a better fund

Easy website to understand and navigate. Was able to find the perfect fund and provider for what I was wanting in life. Would highly recommend using Better Saver to find the right Kiwisaver fund and provider for you.

Pianika

BetterSaver have been amazing at simplifying the process of not only choosing a better KiwiSaver provider but also moving my funds across.

Bridget

BetterSaver team were really helpful and informative. Was a great experience - thank you!!

Jamie

Such a great website and service! Transferred my KiwiSaver a few months ago through Bettersaver and it was such an easy straight forward process and I’m really happy with my new provider.

Alicia

This website is operated by BetterSaver Limited and is not endorsed by, or affiliated with, the New Zealand government or Inland Revenue. BetterSaver Limited is using the KiwiSaver trade mark and logo under licence from Inland Revenue. To view the official New Zealand government KiwiSaver website, please click here.