https://bettersaver.co.nz/tags/kiwisaver-contribution-rates/Recent content in Kiwisaver Contribution Rates on BetterSaverHugoen-nzWed, 01 Apr 2026 00:00:00 +0000https://bettersaver.co.nz/financial-tips/kiwisaver-contribution-rates-what-changed-in-april-2026/Wed, 01 Apr 2026 00:00:00 +0000https://bettersaver.co.nz/financial-tips/kiwisaver-contribution-rates-what-changed-in-april-2026/KiwiSaver Contribution Rates Have Changed: What the Update Means for You On 1 April 2026, the default KiwiSaver contribution rate increased from 3% to 3.5% for both employees and employers. If you’re on the default rate, the change happens automatically with no forms, no phone calls and no action needed from you. But you might be wondering whether the higher rate affects you if you’re already contributing above 3%. Can you opt out of the 3.