We make it easy to find a better fund, switch in minutes, and stay on track for the future you want.
Here's how it works:

Tell us a little about you

The right KiwiSaver fund depends on your life — not just your age. We start by understanding your goals, comfort with risk, and what matters to you ethically.

What we ask
  • Are you saving for your first home or for retirement?
  • How do you feel about investment ups and downs?
  • Do you want to avoid things like weapons, gambling, or fossil fuels?

It only takes a couple of minutes — and it's the foundation for better advice.

We find you a better fund - and handle the switch

Most people are in a fund that's just not right for them. We analyse the entire market to find one that suits you better.

How we do it
  • We analyse over 300 KiwiSaver funds
  • We look at performance, risk, fees, and where your money is invested
  • We use independent data from Morningstar
  • Every fund is rated from A+ to F, we only recommend funds that score B or higher
If you're ready to switch
  • You give us the details we need (IRD number, ID, etc.)
  • We handle the switch — fast, secure, and hassle-free
  • You'll get updates along the way so you're never left wondering

It's simple, stress-free, and could make a real difference to your future.

Keep your KiwiSaver working harder

Switching is just the start. We help you stay on track - and reward you for it. 

What you get
  • A dashboard that shows how your KiwiSaver is tracking
  • Tools to help you stay on course toward your goal - first home or retirement
  • Helpful nudges to keep you moving forward

Your life will change. Your KiwiSaver should keep up.

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Ready to get started?

Most people don't realise how much money they're leaving on the table. It takes just a few minutes to get advice and find a better fund.

Get started now
Frequently asked questions

Frequently asked questions

See more FAQs

What is KiwiSaver?

KiwiSaver is a long term savings scheme set up by the New Zealand Government to help you build wealth for retirement. For many Kiwis, it ends up being their biggest or second biggest asset after their home. That is why being in the right fund matters.

Can I switch KiwiSaver providers at any time

Yes. You can switch whenever you want.

Is BetterSaver free to use?

Yes. The quiz and recommendation are free. You still pay your KiwiSaver fund fees to your chosen provider, as normal.

Should I just go direct to a provider?

Providers will only promote and recommend their own funds. BetterSaver is independent, looks across the market, and gives you a straight answer about what fits you best.

Do you compare the whole KiwiSaver market?

Yes. We analyse the market, but only recommend funds that meet our quality criteria.

Payments from providers do not impact our recommendations. If a provider does not support switching through BetterSaver it may limit our ongoing support.