We're an independent, licensed financial advice provider that analyses over 300 KiwiSaver options with Morningstar data to find the right one for you.
They’re less good at helping you figure out whether you’re actually in the right fund for your future. That’s where BetterSaver comes in.
See exactly how it worksA simple model, applied consistently — and it’s the reason Kiwis trust us with their biggest long-term investment.
We’re not a KiwiSaver provider, so we’re not tied to any set of funds. Recommendations come from our own data-driven model — not commercial relationships. Any fees or commissions we receive are fully disclosed, in line with FMA requirements.
Recommendations are built on data from Morningstar — the global standard for independent fund data — combined with our own proprietary model that accounts for your situation. We review every fund at least annually, and more often when markets move.
Good advice has to be personal to be useful. Our fund finder learns your goals, timeframe and how you feel about risk — then explains why a particular fund is a better fit, without the jargon. From first-home buyers saving for a deposit to Kiwis thinking seriously about retirement.
Too many Kiwis end up in the wrong KiwiSaver fund — simply because proper financial advice wasn’t accessible.
Our founder Joe Taylor has spent more than 15 years in financial services in New Zealand and kept seeing the same story: Kiwis stuck in funds that weren’t right for them, simply because no one had ever given them proper advice. We built BetterSaver so a small nudge today — the right fund, the right provider, the right settings — can bounce through the rest of your working life.
Connect with Joe on LinkedIn