July Advice Prizedraw Terms and Conditions

JULY ADVICE PRIZEDRAW TERMS AND CONDITIONS

1 Acceptance of Terms

By entering the competition, you are deemed to accept these Terms.

2 Eligibility

2.1 Except as set out at clauses 2.2 and 2.3 below, the competition is open to New Zealand residents, who are at least 18 years old and are a member of a KiwiSaver scheme.

2.2 The following persons cannot enter the competition:

(a) our employees, directors or shareholders; or

(b) immediate family members of any of the above.

2.3 Acting reasonably, we may exclude any person from entering into the competition.

3 Entry

3.1 You may only enter the competition in accordance with this clause 3.

3.2 To enter the competition, you must view our recommended KiwiSaver fund using the platform at app.bettersaver.co.nz. Upon giving your details to view the KiwiSaver fund you will receive one entry in the competition.

3.3 All entries must be received by 11:59pm on Sunday, 1 August 2021 or such later date as we may determine. We cannot accept responsibility for any lost, misplaced, damaged, late or incomplete entries.

4 Prize

4.1 There shall be one prize to the amount of $1,000. The prize will be paid to a prize winner into their bank account (via bank transfer).

4.2 The prize cannot be transferred to another person or exchanged.

4.3 If a prize is not available for any reason, we reserve the right to substitute the prize with another prize of similar value.

4.4 The winner of a prize is responsible for any tax or other costs arising in relation to, or associated with, the prize.

5 Winning

5.1 The prize winner will be determined by random draw on Monday, 2 August 2021 or such later date as we may determine. Only a person who originally entered the competition in accordance with clause 3.2 is eligible to win a prize.

5.2 We will notify the prize winner by phone or email, using the details on the entry form. If a prize winner fails to claim his or her prize within ten days following notification, the prize will be forfeited.

5.3 We may refuse to award a prize to any person who, in our view:

(a) is ineligible (in terms of clause 3);

(b) has acted in a fraudulent manner;

(c) has breached these Terms; or

(d) has gained an unfair advantage in participating in the competition.

5.4 Our determination of the prize winners will be final and binding, and no correspondence or other communication will be entered into.

5.5 We may refuse to award a prize to a prize winner if they do not provide us with proof of their identity (such as by providing a copy of their driver’s licence, passport or birth certificate), their residential address, their IRD number and any other information required for us to make a contribution to a prize winner’s KiwiSaver account.

5.6 If clause 5.2, 5.3 or 5.5 applies, we may instead offer the prize either to the entrant whose name is next drawn at random or in a future competition.

6 Publicity and Promotions

6.1 By providing us with an email address and/or a mobile phone number, you consent to us sending you electronic messages for promotional purposes. Any electronic message that we send to you will include instructions explaining how you can unsubscribe from further electronic messages.

6.2 We may use a prize winner’s name, details and photographs for promotional and media purposes, and prize winner’s agree to participate in any publicity arrangements which we reasonably require, in each case without compensation.

7 Privacy

7.1 You authorise us to collect, hold and use your personal information for the purpose of conducting the competition, placing you on our Waitlist, providing you with notifications or information regarding our new website or products or services, engaging in publicity activities under clause 6 or for any other purpose specified in our privacy policy (which can be found on our website).

7.2 We will not share your personal information except in connection with the purpose for which it is obtained or otherwise as permitted by New Zealand privacy laws.

7.3 You understand that you have a right of access to, and may request correction of, personal information held by us about you, which you may exercise by contacting us on [hello@bettersaver.co.nz].

7.4 If you fail to provide the personal information requested on the entry form, we may refuse to accept your entry.

8 General

8.1 We will not be liable for any loss, damage or injury (including but not limited to any indirect or consequential loss) suffered or incurred by you (or any other person) as a result of or in connection with the competition or a prize, except for any liability which cannot be excluded by law.

8.2 We may, in our sole discretion and at any time, replace or amend these Terms or modify, suspend, terminate or cancel the competition.

9 Defined Terms and Interpretation

9.1 In these Terms, the following words have the following special meanings:

“Terms” means these competition terms and conditions (as amended from time to time);

“KiwiSaver” has the meaning given to it by the KiwiSaver Act 2006;

“we”, “our”, “us” means Bettersaver Limited;