Which KiwiSaver fund type is right for me?

I plan to use KiwiSaver for:
I will turn 65 in:
I will turn 65 in:
Fund Type:

What does this fund type look like?

Min. Contribution

Fund Returns

Does this sound like you?

Lowest risk, lowest potential returns. Generally suitable if you are looking to withdraw your KiwiSaver savings in the next 2 years, and don't want to risk losing any of its value.

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Low to medium risk, with low to medium returns. Generally suitable if you are looking to withdraw your KiwiSaver savings in the next 2-6 years and don't want to risk large changes in the value.

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Medium risk, medium potential returns. Generally suitable for investments of 5 - 12 years, these funds may experience some ups and downs in value, but over the long term you should see middle of the road returns.

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Medium to high risk, medium to higher potential returns. Generally suitable for investments of 10+ years, these funds may experience large ups and downs in value, but over the long term you should see higher returns.

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Highest Risk, highest potential returns. Generally suitable for experienced investors with a timeframe for investments of 10+ years, these funds will typically experience large ups and downs in value, but over the long term you should see higher returns.

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Compare Conservative Funds

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Disclaimer

This tool is intended to provide general information of an educational nature only. It does not have regard to the financial situation or needs of any user and must not be relied upon as personalised financial advice. As individual circumstances differ, you should seek appropriate professional advice. The estimated fund accumulations shown in the table above are approximations intended to demonstrate the potential differences between types of funds. They are not an assessment of your potential KiwiSaver savings balance.